Ria Money Transfer Review 2026: Competitive Rates and Global Reach
Last updated: April 2026
Ria Money Transfer (owned by Euronet) offers competitive rates and has over 350,000 locations worldwide. They're often cheaper than Western Union and MoneyGram, making them worth considering for cash pickups.
About Ria Money Transfer
Ria Money Transfer has been operating since 1987 and was acquired by Euronet Worldwide in 2007. They've grown to become one of the largest money transfer companies globally, with a strong presence in Latin America and growing coverage in Africa and Asia.
💰 Fees & Pricing
Ria's fees are often lower than Western Union and MoneyGram, typically ranging from $3-$5 for a $500 transfer. Their online fees are competitive, and they occasionally offer promotions for new customers. In-store fees may be higher.
| Corridor | Fee | Delivery |
|---|---|---|
| 🇺🇸 United States → 🇸🇳 Senegal | $4.00 | 2 hours |
| 🇺🇸 United States → 🇮🇳 India | $3.00 | 4 hours |
| 🇫🇷 France → 🇸🇳 Senegal | €3.50 | 2 hours |
| 🇺🇸 United States → 🇨🇩 DR Congo | $5.00 | 2 hours |
💱 Exchange Rates
Ria adds a 2-3% markup to exchange rates, which is competitive among traditional money transfer operators. While higher than Wise's mid-market rate, it's often better than Western Union's markup.
⚡ Transfer Speed
Cash pickup is available within minutes at most locations. Bank deposits typically take 1-3 business days. Their extensive network in Latin America makes them especially fast for that region.
🛡️ Safety & Reliability
Ria is owned by Euronet Worldwide, a publicly traded company. They're licensed and regulated in all operating countries. With decades of experience, they have established reliable transfer networks globally.
Pros & Cons
✅ Pros
- Often cheaper than Western Union/MoneyGram
- 350,000+ locations worldwide
- Strong coverage in Latin America
- Fast cash pickup
- Competitive online rates
- Easy-to-use website
❌ Cons
- Still uses exchange rate markups
- Mobile app could be improved
- Limited digital features vs newer competitors
- Customer service varies by location
Ria Money Transfer vs Competitors
Frequently Asked Questions
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